SwiftFunds.io

Last Revised March 21, 2025

I. GENERAL

SwiftFunds and its affiliates (“Company” or “we”) is a financial technology company that provides working capital to small and medium-size businesses nationwide. This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit the website funding@swiftfunds.io and any of the Company’s sub-domains, associated mobile applications, and other web-connected services (collectively, “Website”), and our practices for collecting, using, maintaining, protecting, and disclosing that information. Terms defined in our Terms of Use shall have the same meaning when used herein.

This policy applies to information we collect:

On this Website.
In e-mail, text and other electronic messages between you and this Website.

Unless otherwise stated, this Privacy Policy does not apply to information collected by the Company offline, or by any third-party website not operated by the Company.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. This policy may change from time to time, without notice. It is your sole responsibility to check the policy periodically for updates.

II. INFORMATION WE COLLECT ABOUT YOU

Personal Information

We collect information by which you may be personally identified, such as name, postal address, e-mail address, telephone number, social security number and other information that can be used to identify you (“Personal Information”).

We collect Personal Information directly from you when you provide it to us. For example, the Personal Information we collect on or through our Website may include:

Information that you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, subscribing to any services offered on the Website, including the information you provided on any applications, posting material or requesting further services. We may also ask you for information when you report a problem with our Website.
Records and copies of your correspondence (including e-mail addresses), if you contact us.
Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Website, including financial information.
Your search queries on the Website, if any.

Automatically-Collected Data

We may also collect certain information automatically when you browse the Website that individually does not identify you, to help us administer and operate the Website and better understand how users access and interact with the Website. Examples of this type of information include:

Your IP address.
The equipment you use to access our Website.
Browser type and operating system information.
Your state or country from which you accessed the Website.
Your internet service provider.
Number of links you click within the site.
Date and time of your visit to the Website.
Web page you linked to our site .
Pages you viewed on the site.

We also may use these technologies to collect information about your online activities over time. The information we collect automatically may include Personal Information, and we may maintain it or associate it with Personal Information we collect in other ways or receive from third parties. If we associate any automatically-collected non-identifiable information with Personal Information, we will treat the resulting information as Personal Information in accordance with this Privacy Policy.

III. HOW WE USE YOUR PERSONAL INFORMATION

We use information that we collect about you or that you provide to us, including Personal Information, for the following business purposes:

To provide you with information, products or services that you request from us or that we believe may be relevant to you, or to respond to your questions or requests.
To provide you with notices about your account, including expiration and renewal notices.
To provide, support, personalize, and develop the Company’s Website, products and services.
To create, maintain, customize, and secure your account with the Company.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
To notify you about changes to our Website or any products or services we offer or provide through it.
To contact you about our goods and services, or events or news, that may be of interest to you.
To allow you to participate in interactive features on our Website.
To process your requests, purchases, transactions, and payments and prevent transactional fraud.
For testing, research, analysis, and product development, including to develop and improve the Company’s website, products, and services.
To protect the Company, you, and others; prevent fraud and other unlawful or unauthorized activity; and create and maintain a trusted, secure, and reliable online environment.
To enforce this Privacy Policy or our Terms of Service.
To comply with applicable law.
To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Company’s assets, whether as a going concern or as part of a bankruptcy, liquidation, or similar proceeding, in which Personal Information held by the Company about consumers is among the assets transferred.
In any other way we may describe when you provide the information.

We use aggregated and automatically-collected data to improve our Website and to deliver a better and more personalized service, including by enabling us to do certain things, including but not limited to:

Estimate our audience size and usage patterns
Store information about your preferences, allowing us to customize our Website according to your individual interests
Speed up your searches
Recognize you when you return to our Website

IV. HOW WE SHARE YOUR PERSONAL INFORMATION

We may share Personal Information that we collect about you as follows:

With third-party service providers who perform services on our behalf. For example, we may share your Personal Information with credit reporting services when we request a credit report regarding you, and to other potential sources of funding you identify to us. We may also share your Personal Information with third parties who assist us with customer support, IT services, and improving our services.
With our business partners in connection with our Website and/or products and services, consistent with your expressed preferences and reasonable expectations.
With our affiliates, to provide our Website and for administrative, business, and commercial purposes.
With collection agencies, to collect on delinquent accounts.
With third-party advertisers who help serve advertising related to SwiftFunds and its services, based on your preferences, location and interests.
As part of a business transfer or restructuring involving SwiftFunds or its assets, including bankruptcy proceedings.
To comply with laws, prevent fraud, protect rights and safety, or respond to legal processes or law enforcement requests.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

V. COOKIES AND SIMILAR TECHNOLOGIES

A cookie is a small file sent to your browser from a website and stored on your computer’s hard drive. We use both session and persistent cookies to make your browsing experience smoother.

Session cookies expire when you close your browser.
Persistent cookies remain on your computer to remember your login or preferences.
You may remove cookies through your browser settings, but doing so may limit some Website features.
We also use Flash cookies to store your preferences, and web beacons (clear gifs, pixel tags) to collect statistics like email opens or site visits.

VI. YOUR CHOICES

You are not required to provide Personal Information to use the SwiftFunds Website, but some features or services may be unavailable without it.

Opting Out: To stop receiving marketing emails, click “unsubscribe” in the emails or contact us at funding@swiftfunds.io with the subject “Marketing Unsubscribe”.
California Privacy Rights: California residents may review our California Privacy Policy to learn about their rights regarding personal data.
Nevada Privacy Rights: Nevada residents can request to opt out of the sale of their personal data. Please contact us with the subject “Nevada Privacy Rights” and include your full name, email, and mailing address for verification.

VII. USE OF THE WEBSITE BY UNDERAGE INDIVIDUALS

The SwiftFunds Website is not intended for users under 18 years of age. We do not knowingly collect data from children under 18. If we discover such data has been collected, we will use commercially-reasonable efforts to delete it promptly. If you believe we have collected information from a child, please contact us at funding@swiftfunds.io.

VIII. CHANGES TO YOUR INFORMATION

If you believe any Personal Information we have about you is inaccurate, you may send us an email at funding@swiftfunds.io to request that we correct or delete any inaccurate Personal Information that you have provided to us. We will not accommodate a request to change Personal Information if we believe the change would violate any law or legal requirement, cause the information to be incorrect, or materially hinder our ability to provide you with services or collect an outstanding balance.

IX. HOW WE RESPOND TO “DO NOT TRACK” SIGNALS

Our Website currently does not respond to “Do Not Track” (DNT) signals and operates as described in this Privacy Policy whether or not a DNT signal is received. If we do so in the future, we will describe how we do so in this Privacy Policy.

X. SECURITY

We take reasonable measures to help protect Personal Information against loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. However, no system is perfectly secure or guaranteed to be free from unauthorized use or access. Before submitting any Personal Information through the Website, please be aware of these inherent risks and know that you do so at your own risk.

XI. AMENDMENTS TO OUR PRIVACY POLICY

We reserve the right, at our sole discretion, to make changes to this Privacy Policy from time to time without notice, so please review it frequently. You may review updates to our Terms of Use and Privacy Policy at any time via links on the Website. Changes take effect immediately upon posting to the Website.

XII. CONTACT US

If you have any questions about this Privacy Policy, you may contact us at:

Email: funding@swiftfunds.io

Phone:+1 516-276-6066

Address:150 Motor Parkway Hauppauge , New York 11788

We take privacy seriously